Terms & Conditions
- May 1, 2024
Welcome to our website. This website with URL address https://www.findmyrates.com.au is owned and operated by Zhongxun (Aust) Pty Ltd ACN 89 139 930 975. Should you continue to use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Zhongxun (Aust) Pty Ltd’s relationship with you in connection with this website. Should you not agree with any of these terms and conditions, please do not use our website.
The term ‘findmyrates.com.au’ or ‘this website’ or ‘us’ or ‘our’ or ‘we’ refers to Zhongxun (Aust) Pty Ltd and any of its subsidiaries. The term ‘you’ or ‘your’ refers to the website user.
Your use of this website is subject to the following terms and conditions:
General
- The content on this website is for your general information and use only. It is subject to change without prior notice
- Neither we nor any third parties provide any warranty or guarantee as to the performance, accuracy, timeliness, completeness or suitability of the data, information and materials found or offered on this website for any particular purpose. You hereby acknowledge that such data, information and materials may contain mistakes, inaccuracies or errors and we expressly exclude any liability for such to the fullest extent permissible by law.
- Your use of any data, information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services, data, information or materials available through this website meet your specific requirements.
- This website contains data or material which is owned by or licensed to us. This data or material includes, but is not limited to, the content, design, layout, appearance, look and graphics. Reproducing any of the website’s data or material is prohibited other than in accordance with the copyright notice, which forms a part of these terms and conditions.
- Unauthorised use of this website may be a criminal offence and/or give rise to a claim for damages.
- All trademarks reproduced on this website that are not the property of, or licensed to, the operator are acknowledged on the website.
- This website may also, on occasion, include links to other websites which are not controlled by us. These links are provided for your convenience to provide you with further information. You acknowledge that they are used at your own risk. They do not signify that we recommend or endorse the websites. We have no control over the nature, content and availability of those websites.
- You may only use the website for lawful purposes and in a manner consistent with the nature and purpose of the website.
- These terms and conditions do not relate to your use of any product or service described on our website unless otherwise agreed. You must refer to the individual warranty relevant to any particular product or service.
- These terms and conditions may be amended from time to time. Your continued use of our website following any such amendments will be deemed to be confirmation that you accept those amendments.
- You indemnify us from and against all claims, suits, demands, actions, liabilities, costs and expenses (including legal costs and expenses on a full indemnity basis) resulting from your use of the website.
- In no event will we be liable for any loss, damage, cost or expense including legal costs and expenses (whether direct or indirect) incurred by you in connection with the use of this website.
- Every effort is made to keep the website up and running smoothly. However, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
Information disclaimer
- Conduit Relationship: We act as a conduit between you, other users, and third parties. Any information made available to you, including user-submitted content or information from third parties, originates from those third parties, not us.
- Non-Verification: We do not independently verify the information provided by third parties. We solely relay information to you, including any details about users or third parties.
- No Representation or Warranty: We make no representation or warranty regarding the accuracy, truthfulness, usefulness, reliability, or integrity of any information that does not expressly originate from us.
- Evaluation and Assumption of Risks: You are responsible for evaluating and assuming all risks associated with the use of provided information, including relying on its accuracy, completeness, or usefulness.
Third Party Content
- Third Party Content: findmyrates.com.au, includes content provided by other parties, including users and members (referred to as “Third Party Content”). We do not actively monitor or investigate Third Party Content.
- Non-Responsibility and Non-Endorsement: findmyrates.com.au is not responsible for, does not endorse, and makes no explicit or implicit representations regarding Third Party Content. The views expressed in Third Party Content do not necessarily reflect the views of findmyrates.com.au.
- Reliance and Assumption of Risk: You rely entirely on Third Party Content on findmyrates.com.au at your own risk. findmyrates.com.au assumes no liability for any consequences arising from your use or reliance on Third Party Content.
Notifying us
If you suspect another user has accessed or used the findmyrates.com.au violating the Conditions, please contact us via email at info@findmyrates.com.au. We will assess whether there are valid grounds to take any action; however, we may not necessarily inform you of our decision.
Specifically, if you intend to submit a notification regarding copyright infringement, you must identify the Content you believe infringes your copyright. Additionally, you should identify each copyrighted work for which you hold the rights and claim infringement, provide details on how each copyrighted work is being or has been infringed, and include your contact information. The notice must be signed and sent to info@findmyrates.com.au.
Products Ratings and Reviews
- Ratings and Reviews: FindMyRates.com.au includes NQS Rating from ACECQA and user-submitted Ratings and Reviews, as well as ratings and reviews obtained from other websites operated by third parties. These external sources of feedback and opinions are collectively referred to as Third Party Content.
- Acceptance of Conditions: These terms apply to any users using the Ratings and Review feature on findmyrates.com.au. By using this feature, including submitting a Rating, Review, or Reply, you accept these Conditions.
- Rating Feature: The Rating feature on findmyrates.com.au enables users to leave Ratings or Reviews for companies or services. Company or service provider may provide a reply to a Rating or Review.
- Eligibility to Leave Ratings and Reviews: Users can leave Ratings and Reviews for a company, service, or product if they have directly interacted with them. Once a user submits a Rating or Review, they are unable to request any changes to be made to it.
- Disputing Ratings and Reviews: An authorized representative or company officer can dispute a Rating or Review by contacting info@findmyrates.com.au. findmyrates.com.au will determine, at its sole discretion, the outcome of the dispute and whether the Rating or Review should remain on the platform.
- User Opinions: Ratings and Reviews represent the opinions of the members and do not constitute an endorsement or reflect the opinion of findmyrates.com.au.
- Removal or Alteration: findmyrates.com.au reserves the right, without liability to you, to remove, alter, or disable access to any or all Ratings and Reviews at its sole discretion, without prior notice to you.This includes situations where:
(a) the Ratings or Reviews breach any law or regulation;
(b) the Ratings or Reviews infringe the intellectual property rights of a third party;
(c) findmyrates.com.au is required to do so by a regulatory body or relevant authority based on an interim or final take-down notice issued by a court;
(d) the Ratings or Reviews are:
(i) misleading or deceptive;
(ii) inappropriate considering the purpose of the findmyrates.com.au;
(iii) likely to cause offense;
(iv) materially incorrect;
(v) obscene;
(vi) defamatory;
(vii) unrelated to the subject the Ratings or Reviews were provided for;
(viii) otherwise unlawful; or
(ix) corrupted due to the presence of a virus or other disabling code.
Disclaimer
- Assumption of Risk: Your use of findmyrates.com.au is solely at your own risk.
- General Information: Unless expressly stated otherwise, the Content provided on findmyrates.com.au is for general informational purposes only. It is not intended as advice and should not be relied upon. Before making any decisions, you should conduct your inquiries and seek independent advice tailored to your circumstances.
- No Representation or Warranty: We do not make any representation or warranty regarding the reliability, accuracy, or completeness of any Content on the findmyrates.com.au. We do not accept any responsibility for errors or omissions in the Content.
- Precautions for Security: You must take necessary precautions to safeguard your computer system or personal devices from viruses, malicious code, or other forms of interference when accessing the findmyrates.com.au.
- Limitation of Liability: We will not be held liable for any loss resulting from your reliance on the Content provided on the findmyrates.com.au. This includes any interruption, delay in operation or transmission, virus, communication failure, difficulties in Internet access, or equipment or software malfunctions.
- User Conduct: You acknowledge that we are not responsible for and bear no liability for any other users’ use of, access to, or conduct in connection with the findmyrates.com.au under any circumstances.
Security
- findmyrates.com.au takes reasonable measures to ensure the security of our systems. Your information is stored on secure servers in controlled facilities. Our employees and contractors handling our information systems are obligated to maintain the confidentiality of any personal information held by findmyrates.com.au. However, findmyrates.com.au will not be held responsible for any loss resulting from unauthorized access to your personal information.
- Advertisers on findmyrates.com.au are required to adhere to the Australian Privacy Principles concerning their information handling practices. However, findmyrates.com.au cannot control the use of information provided to advertisers and cannot accept responsibility for their conduct.
- This Website may contain links to third-party websites. findmyrates.com.au is not responsible for the privacy practices or content of these third-party websites.
- While findmyrates.com.au takes all reasonable precautions to secure your information on its system, it is important to note that transmission of data over the internet or storage on findmyrates.com.au may be subject to unlawful interception by third parties. findmyrates.com.au accepts no liability that may arise if other individuals obtain the information you submit to this Website.
Severability
If a court of competent jurisdiction declares any provision of the Conditions invalid, the invalidity of that provision shall not impact the validity of the remaining provisions of the Conditions. The remaining provisions shall remain valid and enforceable to the fullest extent permitted by law.
Applicable law
Limitation of liability
findmyrates.com.au is not responsible for and disclaims all liability for any material uploaded, posted, transmitted, or made available on the Website by anyone other than us. We shall not be held liable for any such material. It is important to note that findmyrates.com.au will not be considered to have uploaded, posted, transmitted, or made any material available on the Website solely by facilitating others to do so.
To the extent permitted by law, findmyrates.com.au excludes all liability relating to your use of the Website or our products and services.
Under no circumstances will findmyrates.com.au be liable to users for any indirect, incidental, special, or consequential losses or damages, including loss of profits, goodwill, data, or opportunity.